Our Privacy Commitment to You.
When you work with a financial services professional to develop a financial plan or purchase an insurance or investment product, you may share highly personal identifiable information about your assets, income, estate, business and family. The information we collect is critical to providing superior products and service. We recognize that protecting the privacy and security of this information is an important responsibility.
What Information Do We Collect?
We collect personal identifiable information to help us serve your financial needs, offer new products and services, provide customer service and fulfill legal and regulatory requirements. "Personal Identifiable Information" refers to
nonpublic personal financial information we obtain from you in connection with providing you with a financial product or service. We may obtain this information directly from you or from other sources.
The type of information we collect varies, based on the products or services involved. It may include:
? Information we receive from you on applications and related forms, such as name, address, social security number, assets and income;
? Information about your transactions and relationships with us and our affiliates, such as products or services purchased, account balances and payment history;
? Information we receive from consumer reporting agencies, such as credit relationships and history; and,
What Information Do We Disclose?
Financial Concepts, Inc. may disclose your non-public personal identifiable information as part of servicing and maintaining your policy, contract or account, and for other legally required and permitted purposes.
In the normal course of business, we may share personal identifiable information with persons or entities involved in servicing and administering products and services on our behalf. These could include: your agent or broker, insurance companies, consumer reporting agencies, firms assisting in administration of policies and claims, and other service providers and affiliates assisting us.
We will not disclose personal identifiable information about current or former clients to non-affiliated third parties, except as permitted or required by law. We do not sell any personal identifiable information about you to any third party.
How Do We Protect the Confidentiality of Your Information?
Financial Concepts has procedures in place limiting access to personal identifiable information to employees, representatives and service providers who need to know the information to perform business services or market products on our behalf. We also educate our employees about the importance of protecting the privacy and security of confidential personal identifiable information. Finally, we maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal identifiable information.
Please Contact Us With Any Questions.