Privacy Policy

Our Privacy Commitment to You.

When you work with a financial services professional to develop a financial plan or purchase an insurance or investment product, you may share highly personal identifiable information about your assets, income, estate, business and family. The information we collect is critical to providing superior products and service. We recognize that protecting the privacy and security of this information is an important responsibility.

The following information will help you understand our privacy policy and how we will handle and maintain all confidential client information to fulfill our obligation to protect your privacy. You are receiving this notice because you are a Financial Concepts client, or are considering becoming our client. This notice describes Financial Conceptspractices and policies for handling your personal financial information.

What Information Do We Collect?

We collect personal identifiable information to help us serve your financial needs, offer new products and services, provide customer service and fulfill legal and regulatory requirements. "Personal Identifiable Information" refers to

nonpublic personal financial information we obtain from you in connection with providing you with a financial product or service. We may obtain this information directly from you or from other sources.

The type of information we collect varies, based on the products or services involved. It may include:

? Information we receive from you on applications and related forms, such as name, address, social security number, assets and income;

? Information about your transactions and relationships with us and our affiliates, such as products or services purchased, account balances and payment history;

? Information we receive from consumer reporting agencies, such as credit relationships and history; and,

What Information Do We Disclose?

Financial Concepts, Inc. may disclose your non-public personal identifiable information as part of servicing and maintaining your policy, contract or account, and for other legally required and permitted purposes.

In the normal course of business, we may share personal identifiable information with persons or entities involved in servicing and administering products and services on our behalf. These could include: your agent or broker, insurance companies, consumer reporting agencies, firms assisting in administration of policies and claims, and other service providers and affiliates assisting us.

We will not disclose personal identifiable information about current or former clients to non-affiliated third parties, except as permitted or required by law. We do not sell any personal identifiable information about you to any third party.

How Do We Protect the Confidentiality of Your Information?

Financial Concepts has procedures in place limiting access to personal identifiable information to employees, representatives and service providers who need to know the information to perform business services or market products on our behalf. We also educate our employees about the importance of protecting the privacy and security of confidential personal identifiable information. Finally, we maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal identifiable information.

Please Contact Us With Any Questions.

Confidentiality is an established hallmark of Financial Conceptsbusiness. We understand the need to safeguard the personal identifiable information disclosed to us, and we have an established tradition of discretion and respect for our clients' privacy. We reinforce this daily in the way we routinely handle sensitive client information as part of our normal business operations. We will update our policies and procedures when necessary to ensure your privacy is maintained and that we conduct our business in a way that fulfills our commitment to you. If we make any material changes in our privacy policy, we will provide our clients with an updated notice. If you have any questions about Financial Concepts privacy policy, please contact us at (662) 327-1480 or email This email address is being protected from spambots. You need JavaScript enabled to view it. .


This site is only intended for clients and interested investors residing in states and countries in which Financial Concepts is qualified to conduct investment advisory services.
Financial Concepts is a registered investment adviser located in Columbus, MS. Financial Concepts may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Financial Concepts’ web site is limited to the dissemination of general information pertaining to its investment advisory services.

Please contact Financial Concepts at 662-327-1480 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Financial Concepts does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Financial Concepts representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.