"Wealth isn't primarily determined by investment performance but by investor behavior." - Nick Murray


We strongly believe that financial education should be a part of every financial plan because we know that financial education provides a solid foundation for building a sound financial plan.


"Somebody's sitting in the shade today because someone planted a tree a long time ago." - Warren Buffett


“How lovely to think that no one need wait a moment. We can start now start slowly changing the world. How lovely that everyone great and small can make a contribution…you can always give something even if it is only kindness!”- Anne Frank


"Somebody's sitting in the shade today because someone planted a tree a long time ago." - Warren Buffett

Welcome to Financial Concepts

Financial Planning in Columbus, Mississippi

You work hard and want to do the very best with what you have. You provide a good home for your family and make sure they are healthy and happy. You save your money and want to know that you can afford to send your children to college and still retire comfortably someday. You dream of visiting family and grandchildren and taking those long-awaited vacations.

Help your dreams come true and starting planning today. At Financial Concepts, we provide comprehensive financial planning designed to help you do what's best for you and your family’s future. We'll work with you to review every aspect of your financial life and help you articulate your most important goals. The resulting written plan will include smart investment recommendations to help you reach your financial goals and secure your retirement income.

Contact us today at 662-327-1480 to learn how Financial Concepts can help you turn your dreams into reality. Join our family of clients and you will discover that the relationships we build are meant to last a lifetime.

Financial Concepts helps those who want their money to work as hard as they do.

Our Approach

At Financial Concepts, we believe that creating your ideal financial plan requires a deep understanding of your unique needs, goals, and dreams for the future. 

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Our Process

Our mission—in life and in business—is to help our clients build a comprehensive financial plan, and stick to that plan year after year.

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Financial Blog

Be sure and visit our blog as we periodically post content ranging from market commentary to general financial planning tips.

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This site is only intended for clients and interested investors residing in states and countries in which Financial Concepts is qualified to conduct investment advisory services.
Financial Concepts is a registered investment adviser located in Columbus, MS. Financial Concepts may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Financial Concepts’ web site is limited to the dissemination of general information pertaining to its investment advisory services.

Please contact Financial Concepts at 662-327-1480 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Financial Concepts does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Financial Concepts representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.