How are you doing? Are you holding up ok? These are the two questions we find ourselves asking friends, family, and co-workers daily. There is no doubt about it, 2020 is going to go down in the history books as a difficult and challenging year for many. Many closed their businesses or are working remotely. Others are isolated at home away from loved ones.  And many work the front lines of this global pandemic.  We’ve seen downside volatility and uncertainty in the markets and investment portfolios, and a strong economy has taken a hard hit. Economic and physical health concerns can take a toll on our mental health. We’ve been hit with a lot!
It’s hard being away from loved ones. It’s hard not giving your mom a hug or holding hands with a grandchild. It’s hard to be away from church gatherings or to miss seeing your child’s high school graduation. It’s hard to close your business to stop the spread, and we can only imagine how hard it is to worry about where the next meal will come, like so many families across the country are. It’s hard not knowing when things will return to “normal.” There is no doubt about it. This is hard. 
Are we out of the woods yet? Are good days right around the corner? We wish we knew the answer, but we don’t and, no one else does either. Do we still have faith in the future? Absolutely! We believe very strongly that out of the gloomy clouds of fear and uncertainty, we will see a bright future in the world and markets alike. Hard times have come before, and hard times will come again. In every hard time our country has faced, we’ve always come out stronger and better prepared for the road ahead.
We plan for bumpy markets in every financial and investment plan that we create. We know there will be downturns along the way. We pride ourselves being there for you during moments of market uncertainty, and uneasiness…truly this is when we earn our keep. This is hard, and these times are scary.  Always remember, we are here for you. If you need someone to talk too, we are here. Of course, we are always available to discuss your investment portfolios, but we are here to talk about anything. If you need help getting groceries or medical supplies, we are here. We are all in this together! Hang in there, and remember we are just a phone call away!