FINANCIAL CONCEPTS BLOG

Welcome to our blog! Be sure and check back periodically as we post content on a wide variety of financial topics.
Featured

Staying Home To Do Our Part

In these days of travel restrictions, several conferences have become teleconferences. Today, I had two such meetings. Although I love to travel and visit different places around the country, I’ve got to say; it’s nice to be at home in my bed tonight! 

Thank goodness the opportunity to learn is still available every single day. (Parents enjoy the time you are learning with your kiddos from home! Granted, I would not want to be teaching algebra and science!) When this is all over, we will know who the real heroes in our community are. The teachers, the administrators, the health care workers (all of them), the people who stock our groceries, the drive-thru clerks, and the truckers! And of course, the people who manufacture the paper goods!

...
Continue reading
470 Hits
0 Comments
Featured

Home Sweet Home

Be fearful when others are greedy and greedy when others are fearful.

                                                                                                                   Warren Buffett

In scary times, we tend to look to see how much have I lost? But did you know, you don’t lose anything unless you sell something when it’s down? Selling when values are down will lock in a loss, for sure. That minute. Forever.

Investors tend to focus on the bottom line. It’s natural with headlines screaming what went up and what went down. But planners know, the bottom line isn’t always what matters.

...
Continue reading
547 Hits
0 Comments
Featured

Time In the Markets is More Important than Timing

When we have volatile days, up or down, it’s easy to think the pendulum swing has begun and it will never stop. But if history has shown us anything, that is not the case. The pendulum swings both ways. And over time, the advances have far outlived the declines.

We recently shared an essay illustrating the importance of why we believe it is critically important to stay invested – through both the ups and the downs of the market. While today’s headlines may be filled with negative news, this essay shows how quickly things can change! Time in the market is far more important than trying to time the market ups and downs. (If you’d like a copy, send us a message, an email, or give us a call)

...
Continue reading
549 Hits
0 Comments
Featured

HEADLINES! HEADLINES! HEADLINES!

Or As Chicken Little Cried , “The Sky is Falling! The Sky is Falling!”

The headlines are terrible. They seem worse than they ever could be or ever have been! The world is going to “you know where” in a handbasket. Things couldn’t get much worse.  Or, they are going to get much worse week after next. (As the media would have us believe.)

...
Continue reading
521 Hits
0 Comments
Featured

All in the Family....YOURS and OURS

We are happy to introduce you to our newest team member, Leslie F. Richmond. And yes that F. is for Ferguson.  Did we expect to be working with a daughter, or a sister? Nope. But we are so excited to have her FINALLY join your financial planning family!

Leslie will serve as our Relationship/Communications manager. Her job will be to help us stay in touch with you, often!

...
Continue reading
628 Hits
0 Comments
This site is only intended for clients and interested investors residing in states and countries in which Financial Concepts is qualified to conduct investment advisory services.
 
Financial Concepts is a registered investment adviser located in Columbus, MS. Financial Concepts may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Financial Concepts’ web site is limited to the dissemination of general information pertaining to its investment advisory services.
 

Please contact Financial Concepts at 662-327-1480 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Financial Concepts does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Financial Concepts representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.