FINANCIAL CONCEPTS BLOG

Welcome to our blog! Be sure and check back periodically as we post content on a wide variety of financial topics.
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It’s Time for a Dose of Vitamin See

Most people think of financial planning or investments as a numbers business. At Financial Concepts, we know financial planning is much more than numbers. We know that money represents love and family. Your plan is for all the reasons you say, “Life is Good.”

No one invests to beat the market. Or to reduce their tax bill. Instead, they invest to educate children or grandchildren, to travel, or to stay home.  They invest to fund the things they choose when they don’t have to go to work anymore.

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How about those Dawgs?

Baseball is often called the Great American Pastime…and wow, if this year's College World Series wasn't a fantastic way to head into summer and lazy, hazy days! Nothing like a championship to lighten the mood even when the temperature is soaring.

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Don't Look at Your Feet

Don’t Look at Your Feet

By the time you finish this blog, you may feel like you’ve completed a Triathalon, running, riding, and swimming. 2020 feels like that. Because this year, we haven’t had the luxury of only running or riding! In our recent webinar, A Way Forward, Capital Group’s Alex DaPron, provided us with perspective for our journey, a look at where we are, and some information about opportunities on the road.

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The Only Certainty in Life is Uncertainty

The Only Certainty in Life is Uncertainty

What a year 2020 has been! We are a couple of months past the halfway point, and it feels as though we have had a decade’s worth of headlines crammed into just a short seven and a half-month window. This year has been anything but smooth, as investors, for many physically or many financially. All around 2020 has brought more than a fair share of challenges. But we have made it halfway! And while uncertainty is still alive and well, we would remind you that in life, the only certainty we have is uncertainty (for those of you who have known us for a long-time, you have heard us say this for years).

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This is Risk

This is Risk

Downward volatility makes all of us anxious. Even those of us who have been through a Bear market eight times….8 times in a 35-year career get anxious.  Bear markets make even the seasoned planner, investor, and money manager anxious.

But having done this eight times, we know it will end. We never know the reason. Or the timing. Or how bad it will be, but we do know, this too shall pass. We plan. We prepare. But we may not have thought the next Bear would be because of a global pandemic. (We also didn’t know in 2008 that we’d experience a global credit crisis.) But history has shown time and time again that the best minds in the world get to work to solve the problems. Then. And now. The media increases our anxiety with cries that the sky is falling. Social media cries conspiracy. We’d say our barber or stylist could tell us the solution, but this time we haven’t been able to visit them.

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This site is only intended for clients and interested investors residing in states and countries in which Financial Concepts is qualified to conduct investment advisory services.
 
Financial Concepts is a registered investment adviser located in Columbus, MS. Financial Concepts may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Financial Concepts’ web site is limited to the dissemination of general information pertaining to its investment advisory services.
 

Please contact Financial Concepts at 662-327-1480 to find out if we may conduct advisory business in the state or country where you reside. Accordingly, Financial Concepts does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Financial Concepts representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.