About Financial Concepts

Financial Concepts » About

35+ Years of Experience

Financial Planning in Columbus, Mississippi

Financial Concepts is a family-owned and operated financial planning firm that has been serving clients in Columbus, MS, for over 35 years. Our core belief is that financial planning goes beyond mere numbers; it’s about empowering individuals to achieve their goals and fulfill their dreams. We consider all aspects of our client’s lives—including their family, health, and retirement—to provide comprehensive financial solutions.

The founder of Financial Concepts, Rhonda Ferguson, established the firm in 1988. As a result of her fond memories of living near the zoo and her love of giraffes, our legal business name is Giraffes, Inc., doing business as Financial Concepts. In January 2006, Scott Ferguson, Rhonda’s son, joined the firm and became the CEO and Principal Planner. As Rhonda’s successor, Scott is dedicated to upholding our commitment to delivering the highest quality service, advice, and resources our clients need to make informed financial decisions.

Our Core Values

Conceptual display Financial Goals. Business approach targets usually driven by specific future financial needs

Passion

We are passionate about helping clients achieve their financial goals.

Conceptual display Financial Goals. Business approach targets usually driven by specific future financial needs

People

We believe that our team is our greatest asset. We value teamwork, collaboration, and continuous learning.

Conceptual display Financial Goals. Business approach targets usually driven by specific future financial needs

Honor

As fiduciaries, we are committed to providing our clients with the highest level of integrity and trust.

Conceptual display Financial Goals. Business approach targets usually driven by specific future financial needs

Curiosity

We always look for new ways to help clients achieve their financial goals.
We are proud to be a part of the Columbus community and are committed to helping our clients.

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We strongly believe financial education should be part of every financial plan because it establishes a solid foundation for a sound financial plan.
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Why Choose Us

What makes our brand unique is we strive to know who our clients are, what motivates them, and what their goals are. Financial plans are intently specific to each individual’s future dreams and goals.

Trusted Expertise

With over 35 years of experience in the industry, we have a proven track record of delivering exceptional financial planning services. We are well-versed in the latest market trends, strategies, and regulations, ensuring that you receive expert guidance.

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Comprehensive Approach

We take a comprehensive approach while considering all aspects of your life, including your family, health, and retirement goals. By understanding your complete financial picture, we can create a customized roadmap that aligns with your aspirations and brings you peace of mind.

Personalized Solutions

Your financial journey is unique, and we treat it as such. We take the time to listen to your specific needs, objectives, and concerns. By forging a personal connection, we craft personalized plans that address your financial challenges and capitalize on opportunities.

Long-Term Partnership

Our goal is to build a long-lasting partnership with you. We understand that your financial needs will evolve, and we are prepared to adapt our strategies accordingly. By fostering a collaborative relationship, we can navigate financial complexities together, helping you make informed decisions and stay on track toward achieving your long-term financial objectives.

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